TERMS & CONDITIONS OF USE

By using this website and or application, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website and or application. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

DISCLAIMER

To the fullest extent permissible pursuant to applicable law, the materials on this website and or application are provided "as is" and without warranties of any kind either expressed or implied and worldwide travel development and its subsidiaries and affiliates (collectively, "IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website and or application or the server that makes it available are free of viruses or other harmful components. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER does not warrant or make any representations regarding the use or the results of the use of the materials on this website and or application in terms OF THEIR correctness, accuracy, reliability, or otherwise. You (and not IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement. This website and or application may be linked to other website and or applications which are not maintained by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER is not responsible for the content of those website and or applications. The inclusion of any link to such website and or applications does not imply approval of or endorsement by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER of the website and or applications or the content thereof.

LIMITATION OF LIABILITY

While IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER uses reasonable efforts to include accurate and up-to-date information on this website and or application, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER makes no warranties or representations as to the accuracy of the content of this website and or application and under no circumstances, including, but not limited to, negligence, shall IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER or any party involved in creating, producing, or delivering the website and or application be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website and or application, even if IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER or a IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER authorized representative has been advised of the possibility of such damages. In no event shall IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER'S total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website and or application. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website and or application or your downloading of any materials, data, text, images, video, or audio from this website and or application.

RESTRICTIONS ON USE OF MATERIALS

This website and or application is owned and operated by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. Except as otherwise expressly permitted by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER, no materials from this website and or application or any website and or application owned, operated, licensed or controlled by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website and or application for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website and or application for public or commercial purposes, including the text, images, audio, and video without IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER's written permission. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER neither warrants nor represents that your use of materials displayed on this website and or application will not infringe rights of third parties.

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER makes no representation that materials on this website and or application are appropriate or available for use in any location. Those who choose to access this website and or application do so on their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein the information contained on this website and or application is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. No security, insurance product or other product or service is offered or will be sold by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER or, if sold by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

OWNERSHIP OF INFORMATION

Any information, other than personal data or information, you transmit to IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER via this website and or application, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER via this website and or application or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

TRADEMARKS AND COPYRIGHTS

All trademarks, services marks, trade names, logos, and icons are proprietary to IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. Nothing contained on the website and or application should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website and or application without the written permission of IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. Your use of the trademarks displayed on this website and or application, or any other content on this website and or application, except as provided herein, is strictly prohibited. Images displayed on this website and or application are either the property of, or used with permission by, IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

SOFTWARE LICENSES

You acknowledge that any software which may be available or provided to you on this website and or application may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. IDS, MOTION LIFE AND OR AFFILIATE OR BUSINESS PARTNER does not authorize the downloading or exportation of any software or technical data from this website and or application to any jurisdiction prohibited by such export controls laws and regulations.

INSURANCE PRIVACY POLICY

1 – International Alliance of Travel Assistance and Insurance (IATAI) is committed to protecting your privacy and maintaining the security of any personal information received from you. The purpose of this statement is to explain to you what personal information we collect and how we may use it.

2 - When you your supply personal details to us we maintain secure records for our own purposes.

3 - We use your personal information to send you information on Insurance matters. We will only contact you with your consent.

4 - We do not sell, rent or exchange your personal information with any third party for commercial reasons.

5 - We follow strict security procedures in the storage and disclosure of information, which you have given us, to prevent unauthorized access. We do not collect sensitive information about you except when you specifically knowingly provide it. We use a technology called "cookies" as part of a normal business procedure to track patterns of behavior of visitors to our site. A cookie is an element of data that our Website sends to your browser, which is then stored on your system. You can set your browser to prevent this happening. Any information collected in this way can be used to identify you unless you change your browser settings.

6 - If you have any questions about privacy please contact us via our web site.

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